— Fundamental Stock Analysis and Report Card
Located in San Francisco, CA, US. Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and settling all payment transactions. In addition to this core infrastructure, the company also provides a variety of card products, innovative digital platforms, and an extensive range of supplementary value-added services. These offerings are distributed under several widely recognized brands, including Visa, Visa Electron, Interlink, VPAY, and PLUS. Demonstrating its commitment to enhancing user experience, Visa Inc. has established a key strategic partnership with Ooredoo in Qatar, focused on improving payment solutions for Visa cardholders and Ooredoo customers within the country. The company was established in 1958 and its corporate headquarters are situated in San Francisco, California.
Revenue, earnings and profitability.
Strong revenue growth and earnings can attract investors, driving the stock price up. Profitability indicates the company's efficiency and sustainability, which impacts investor confidence. Poor performance in these areas can lead to a decrease in stock price.
Revenue History
Earnings History
Margins
Income & Cash Flow analysis.
An income statement shows what a company earned and spent over a period — revenue at the top, costs and expenses in between, and net income at the bottom. A cash flow statement tracks the actual cash moving in and out, across operations, investing, and financing. Read together, they show whether reported earnings are backed by real cash.
Q2 2026 Total ($) | Q2 2026 Margin (%) | |
|---|---|---|
| Revenue | 11.2b +1.6b +17.1% | |
| Gross Income | 9.1b +1.4b +18.4% | 81% +0.9pp +1.1% |
| EBITDA | 7.9b +2.0b +33.8% | 70% +8.8pp +14.3% |
| Operating Income | 7.2b +1.8b +33.1% | 64% +7.8pp +13.7% |
| Net Income | 6.0b +1.4b +31.5% | 54% +5.9pp +12.4% |
| Earnings Per Share | 3.15 +0.8 +35.8% | |
| Operating Cash Flow | 3.0b -1.7b -35.9% | 27% -22.2pp -45.3% |
| Free Cash Flow | 2.6b -1.7b -39.9% | 23% -22.2pp -48.7% |
| Research & Development | n/a n/a n/a | n/a n/a n/a |