Simmons First National Corporation — Fundamental Stock Analysis and Report Card
Located in Pine Bluff, AR, US. Simmons First National Corporation serves as the parent organization for Simmons Bank, delivering a broad spectrum of banking and financial solutions to both individual and business clients. Its offerings include various deposit accounts such as checking, savings, and time deposits. The bank also provides a diverse array of lending options, including consumer, real estate, and commercial loans, alongside specialized financing for agriculture, equipment, and small businesses via SBA initiatives. Beyond core banking, it furnishes trust and fiduciary services, credit cards, investment management, insurance products, and securities and investment services. Customers can also access modern conveniences like ATM services, online and mobile banking platforms, overdraft facilities, and safe deposit boxes. Established in 1903 and headquartered in Pine Bluff, Arkansas, the company operated a network of 199 branches across Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas as of January 27, 2022.
Revenue, earnings and profitability.
Strong revenue growth and earnings can attract investors, driving the stock price up. Profitability indicates the company's efficiency and sustainability, which impacts investor confidence. Poor performance in these areas can lead to a decrease in stock price.
Revenue History
Earnings History
Margins
Income & Cash Flow analysis.
An income statement shows what a company earned and spent over a period — revenue at the top, costs and expenses in between, and net income at the bottom. A cash flow statement tracks the actual cash moving in and out, across operations, investing, and financing. Read together, they show whether reported earnings are backed by real cash.
Q2 2026 Total ($) | Q2 2026 Margin (%) | |
|---|---|---|
| Revenue | 355.6m +1.4m +0.4% | |
| Gross Income | 231.1m +32.1m +16.1% | 65% +8.8pp +15.7% |
| EBITDA | 83.4m +9.5m +12.9% | 23% +2.6pp +12.5% |
| Operating Income | 83.4m +19.7m +31.0% | 23% +5.5pp +30.5% |
| Net Income | 66.7m +11.9m +21.8% | 19% +3.3pp +21.3% |
| Earnings Per Share | 0.46 +0.0 +7.0% | |
| Operating Cash Flow | 40.3m +7.5m +22.9% | 11% +2.1pp +22.4% |
| Free Cash Flow | 34.0m +11.4m +50.3% | 10% +3.2pp +49.7% |
| Research & Development | n/a n/a n/a | n/a n/a n/a |