PYPL

— Fundamental Stock Analysis and Report Card

Financial Services : Financial - Credit Services

Located in San Jose, CA, US. PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.

Growth

Revenue, earnings and profitability.

Strong revenue growth and earnings can attract investors, driving the stock price up. Profitability indicates the company's efficiency and sustainability, which impacts investor confidence. Poor performance in these areas can lead to a decrease in stock price.

Revenue History

Earnings History

Margins

Gross Margin TTM
46.12%
EBITDA Margin TTM
22.19%
Net Margin TTM
15.00%
Earnings Per Share TTM
5.54
Statements

Income & Cash Flow analysis.

An income statement shows what a company earned and spent over a period — revenue at the top, costs and expenses in between, and net income at the bottom. A cash flow statement tracks the actual cash moving in and out, across operations, investing, and financing. Read together, they show whether reported earnings are backed by real cash.

PayPal Holdings, Inc.
Select Period:
Q1 2026
Total ($)
Q1 2026
Margin (%)
Revenue
8.4b
+562.0m
+7.2%
Gross Income
3.8b
+94.0m
+2.5%
46%
-2.1pp
-4.4%
EBITDA
1.7b
-212.0m
-10.9%
21%
-4.2pp
-16.9%
Operating Income
1.5b
-42.0m
-2.7%
18%
-1.8pp
-9.3%
Net Income
1.1b
-174.0m
-13.5%
13%
-3.2pp
-19.3%
Earnings Per Share
1.22
-0.1
-6.9%
Operating Cash Flow
1.1b
-26.0m
-2.2%
14%
-1.3pp
-8.8%
Free Cash Flow
911.0m
-53.0m
-5.5%
11%
-1.5pp
-11.9%
Research & Development
793.0m
+62.0m
+8.5%
9%
+0.1pp
+1.2%