— Fundamental Stock Analysis and Report Card
Located in Purchase, NY, US. Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
Revenue, earnings and profitability.
Strong revenue growth and earnings can attract investors, driving the stock price up. Profitability indicates the company's efficiency and sustainability, which impacts investor confidence. Poor performance in these areas can lead to a decrease in stock price.
Revenue History
Earnings History
Margins
Income & Cash Flow analysis.
An income statement shows what a company earned and spent over a period — revenue at the top, costs and expenses in between, and net income at the bottom. A cash flow statement tracks the actual cash moving in and out, across operations, investing, and financing. Read together, they show whether reported earnings are backed by real cash.
Q1 2026 Total ($) | Q1 2026 Margin (%) | |
|---|---|---|
| Revenue | 8.4b +1.1b +15.8% | |
| Gross Income | 6.4b +799.0m +14.4% | 76% -1.0pp -1.3% |
| EBITDA | 5.4b +920.0m +20.5% | 64% +2.5pp +4.0% |
| Operating Income | 4.9b +758.0m +18.3% | 58% +1.2pp +2.1% |
| Net Income | 3.9b +602.0m +18.4% | 46% +1.0pp +2.2% |
| Earnings Per Share | 4.35 +0.7 +20.8% | |
| Operating Cash Flow | 3.0b +619.0m +26.0% | 36% +2.9pp +8.8% |
| Free Cash Flow | 2.8b +624.0m +28.1% | 34% +3.2pp +10.6% |
| Research & Development | n/a n/a n/a | n/a n/a n/a |