— Fundamental Stock Analysis and Report Card
Located in McKinney, TX, US. Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
Revenue, earnings and profitability.
Strong revenue growth and earnings can attract investors, driving the stock price up. Profitability indicates the company's efficiency and sustainability, which impacts investor confidence. Poor performance in these areas can lead to a decrease in stock price.
Revenue History
Earnings History
Margins
Income & Cash Flow analysis.
An income statement shows what a company earned and spent over a period — revenue at the top, costs and expenses in between, and net income at the bottom. A cash flow statement tracks the actual cash moving in and out, across operations, investing, and financing. Read together, they show whether reported earnings are backed by real cash.
Q1 2026 Total ($) | Q1 2026 Margin (%) | |
|---|---|---|
| Revenue | 1.6b +79.2m +5.3% | |
| Gross Income | 770.0m +310.2m +67.5% | 49% +18.3pp +59.0% |
| EBITDA | 368.1m +17.1m +4.9% | 24% -0.1pp -0.5% |
| Operating Income | 368.1m +52.1m +16.5% | 24% +2.3pp +10.6% |
| Net Income | 270.5m +16.0m +6.3% | 17% +0.2pp +0.9% |
| Earnings Per Share | 3.45 +0.4 +13.1% | |
| Operating Cash Flow | 420.9m -10.9m -2.5% | 27% -2.2pp -7.5% |
| Free Cash Flow | 396.0m -24.1m -5.7% | 25% -3.0pp -10.5% |
| Research & Development | n/a n/a n/a | n/a n/a n/a |
What are the analysts saying?
Analyst Consensus aggregates Wall Street recommendations into buy/hold/sell counts, while the Fundamental Scorecard grades the company on six financial ratios (P/B, P/E, D/E, ROA, ROE, DCF) plus an overall score. The two measure different things and can point in different directions.