CPAY

— Fundamental Stock Analysis and Report Card

Technology : Software - Infrastructure

Located in Atlanta, GA, US. Corpay, Inc. operates as a global financial technology firm, delivering payment solutions that assist both businesses and individual consumers in efficiently managing a diverse range of expenditures. Its expertise primarily covers vehicle-related costs, corporate financial transactions, and lodging expenses, with operations spanning the United States, Brazil, the United Kingdom, and numerous other international markets. Among its specialized services are comprehensive vehicle payment offerings, which include provisions for fuel, road tolls, parking fees, fleet maintenance, and long-distance transportation. The company also supplies prepaid vouchers and cards for food and transit requirements. For its corporate clientele, Corpay furnishes sophisticated payment instruments such as automated accounts payable systems, virtual payment cards, solutions for international transactions, and dedicated purchasing alongside travel and entertainment card products. Its lodging payment services cater to a broad spectrum of needs, supporting employees on overnight business trips, airline and cruise personnel or stranded passengers, and insurance policyholders displaced from their residences due due to damage or catastrophe. Furthermore, Corpay issues gift cards and payroll cards. Its diverse customer base extends to businesses, merchants, individual consumers, and payment network partners. Established in 1986 and based in Atlanta, Georgia, the company was previously known as FLEETCOR Technologies, Inc., before officially adopting the name Corpay, Inc. in March 2024.

Growth

Revenue, earnings and profitability.

Strong revenue growth and earnings can attract investors, driving the stock price up. Profitability indicates the company's efficiency and sustainability, which impacts investor confidence. Poor performance in these areas can lead to a decrease in stock price.

Revenue History

Earnings History

Margins

Gross Margin TTM
72.79%
EBITDA Margin TTM
53.41%
Net Margin TTM
24.60%
Earnings Per Share TTM
17.42
Statements

Income & Cash Flow analysis.

An income statement shows what a company earned and spent over a period — revenue at the top, costs and expenses in between, and net income at the bottom. A cash flow statement tracks the actual cash moving in and out, across operations, investing, and financing. Read together, they show whether reported earnings are backed by real cash.

Corpay, Inc.
Select Period:
Q1 2026
Total ($)
Q1 2026
Margin (%)
Revenue
1.3b
+255.3m
+25.4%
Gross Income
916.5m
+132.7m
+16.9%
73%
-5.3pp
-6.7%
EBITDA
729.9m
+216.3m
+42.1%
58%
+6.8pp
+13.3%
Operating Income
543.1m
+115.9m
+27.1%
43%
+0.6pp
+1.4%
Net Income
350.1m
+106.8m
+43.9%
28%
+3.6pp
+14.8%
Earnings Per Share
5.14
+1.7
+48.6%
Operating Cash Flow
-56.6m
+17.5m
+23.6%
-4%
+2.9pp
+39.1%
Free Cash Flow
-107.7m
+11.2m
+9.4%
-9%
+3.3pp
+27.8%
Research & Development
n/a
n/a
n/a
n/a
n/a
n/a
Recommendations

What are the analysts saying?

Analyst Consensus aggregates Wall Street recommendations into buy/hold/sell counts, while the Fundamental Scorecard grades the company on six financial ratios (P/B, P/E, D/E, ROA, ROE, DCF) plus an overall score. The two measure different things and can point in different directions.

Analyst Consensus
Fundamental Scorecard
Recent Upgrades & Downgrades
Loop Capital Markets
2 months ago
Cantor Fitzgerald
6 months ago
Scotiabank
6 months ago